Wonderful Giggles and Grin minikit by Karen Diamond Designs.
Merry & Bright Template #1 by Connie Prince
Font (date and journaling) is Times New Roman,
which is a match for the word "Giggles."

The Story of the Cruisin' Cousins
Four young girl cousins went for a wagon ride one day.
They were lucky to have such good weather for it was Christmas time,
you see, and West Texas can get very windy and cold. But they snuggled together
to keep themselves warm, and they had a wonderful time, giggling and laughing all the way!