Created using template by Craft-tastrophic as a guide (I use png not psd) http://forums.gingerscraps.net/showthread.php?19968-November-Desktop-Challenge
and kit Funky Christmas by Roseytoes Designs http://store.gingerscraps.net/Funky-Christmas1.html
calendar from Roseytoes Center Fold Calendar http://store.gingerscraps.net/2013-Center-Fold-Calender-Templates.html