thank you for the template, Sandy!
i LOVE making cards and i do it all the time. with this, i thought i'd try it two ways. the one on the left has the layers all cut out and i used glitter along the cut edges for some pop. the one on the right is flat but i did outline where the cut edges would be if i'd done it 3D

kits used were:
Magical Scraps Galore's October 31:

Gingerbread collab kit Dia de los Muertos:

and thank you, Sandy for your great template: