Summer by Joyce Paul Designs
Under The Sea Layered Templates by Alchemy Wild Studio
Such a sweet layout! I like the paint brushes in the back and the tag stitched.
Rae dear, this is simply perfect! love how everything flows in perfect balance, the different textures in the background, the pictures, flag and elements, super work!
The composition of your page is amazing, I also like the way that you have used glitter on it.