Credits: Memory Photo Collage Art Pack December, Memory Photo Collage Template PLUS both by Karen Schulz Designs, and Santa Express Collection by Karen Schulz and Linda Cumberland.
Art Pack - https://store.gingerscraps.net/Memory-Photo-Collage-Art-Pack-December-by-Karen-Schulz.html
Photo Collage - https://store.gingerscraps.net/digital-scrapbooking-memory-photo-collage-templates-2nd-edition-by-karen-schulz-designs.html
Santa Express - https://store.gingerscraps.net/digital-scrapbooking-collection-santa-express-karen-schulz-designs.html