This is awesome! I love how you've used the same photo four times but with a different photo treatment on each. That's so unique and eye-catching -- definitely a technique to try! I also absolutely love the umbrella element that she's 'holding' in the photo on the top left. What a great way to form a connection between the kit and the photos!
Love the way you layered the photos of various zoom and color. The word art behind them looks great on the page and your clusters are fantastic.GingerBread Ladies Tropical Treasures (will be 100 for another month or more)